Inland marine insurance to cover your company.

Inland marine insurance is coverage that protects your business property while it’s away from your business location. We’ll help you ensure that your property is protected not only at your location but also while it is off-site or in transit.

In order for businesses to operate smoothly and safely, it’s important that they have adequate commercial insurance coverage. However, some businesses need more coverage than others. If you own a business in a high risk industry, you may need specialized coverage. Construction is one of those industries.

As a contractor, there are several types of commercial insurance policies that you need to cover you in the case of an emergency including commercial auto insurance, commercial umbrella insurance and worker’s compensation. However, there are some forms of insurance policies designed specifically for contractors. These specialized forms of insurance coverage offer protection that other policies do not- ones that you need to avoid financial and legal problems.

Inland Marine Insurance

As a contractor, your tools and equipment are essential. What would happen if they were lost or damaged? You would need to either repair or replace them entirely, which would negatively impact both your budget and your deadline. That’s why inland marine insurance is a crucial form of coverage for contractors.

What is inland marine insurance?

Inland marine insurance protects your construction tools and equipment while they are in transit to and from the job site. It covers your:

While other types of contactors insurance policies- like builder’s risk insurance- can cover your equipment and tools stored onsite, they don’t cover them while moving to and from the job site. What happens if you stop to fill the tank of your work vehicle and someone steals equipment out of the trunk? Or another driver crashes into your truck full of slate materials and damages them?

Without inland marine insurance, you would be left paying for these damages out of pocket. And we all know how expensive that would be!

At Reliant Agency, we understand the importance of safeguarding your assets. As a contractor, your tools and equipment are your most valuable assets and they need to be protected in order for you to do your job. One damaged piece of equipment could mean thousands of dollars lost! Our experienced Illinois insurance agents have helped insure hundreds of Illinois contractors with inland marine insurance policies that suit not only their business needs, but also their budgets. Give us a call today for a free inland marine insurance quote! You can also fill out a quote request form here.

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As an independent agency, we are here to help you find the right Inland Marine Insurance coverage.