Professional Liability Coverage

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Professional liability insurance for cannabis businesses.

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When it comes to important cannabis insurance, errors and omissions insurance may not be the first to come to mind. However, if you own a business in this industry, you know that claims of misrepresentation and negligence can arise unexpectedly.

Professional liability coverage, also known as errors and omissions insurance, is a type of cannabis insurance that protects businesses if they make a professional mistake that causes financial injury. Unlike general liability insurance, professional liability does not cover businesses in the case of physical injury.

When it comes to important cannabis insurance, errors and omissions insurance may not be the first to come to mind. However, if you own a business in this industry, you know that claims of misrepresentation and negligence can arise unexpectedly.

What does professional liability coverage insurance cover?

This type of coverage protects your cannabusiness from liabilities such as copyright infringement, misrepresentation, personal injury and- most commonly- negligence. Professional liability coverage is designed to safeguard your company if you make a mistake that results in a customer lawsuit.

Why do you need errors and omissions insurance as a cannabusiness?

While most cannabis insurance agencies in Chicago recommend that cannabusinesses get general liability insurance, that type of coverage does not include professional liability coverage. General liability insurance can cover claims related to property damage or bodily injury, but it does not extend to issues like misrepresentation or negligence.
Far too often, cannabusinesses purchase a one-size-fits-all general liability policy in hopes that it will cover them in case a claim is filed against them. However, it’s important to read between the lines and take note of your policy exclusions. Without supplementary errors and omissions coverage, your company could still be at risk of facing costly lawsuits without support.

For more information on professional liability cannabis insurance, give Reliant Agency a call. We are a trusted cannabis insurance agency in the greater Chicago area and we service cannabusinesses across the country. To learn more about the different types of cannabis insurance we provide, click here.

Professional Liability Coverage - Pharmacist Serving Client in a Cannabis Pharmacy

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